FIDO Alliance Develops Standards to Secure AI-Powered Payments

Wed, 29 Apr 2026 04:06:00 +0200

With AI agents increasingly acting on behalf of users, security concerns around digital transactions are growing. The FIDO Alliance, in collaboration with Google and Mastercard, is forming two working groups to create industry standards that ensure safe and verifiable payments and other transactions initiated by AI agents. The initiative aims to provide users with cryptographic tools and privacy-preserving frameworks that confirm agents are executing authorized actions while preventing unauthorized access. Google contributes its Agent Payments Protocol (AP2) and Mastercard provides the Verifiable Intent framework, both designed to ensure transactions are authorized, secure, and private. These protocols enable scenarios like automated purchases based on user instructions, ensuring that actions are carried out accurately and at the intended price. The groups aim to establish baseline protections to promote trust in AI-powered commerce and enable widespread adoption across industries. Rap